“Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society.” – Robert J. Shiller. You can easily find 30 Easy Tips To Start Saving This Week in this article.
From being a spender to a saver
I won’t deny it – I’m a natural spender. I don’t know what it is about spending but IT FEELS SO GOOD at the moment when I’m purchasing the items! But then I look at my checking account after spending and my heart sinks and I instantly regret it.
For the past year, I’ve been more careful with how I spend my money. I realized that I spend money on things don’t really benefit me in the long run so I decided to be more mindful in the way I handle money. I needed some tips to start saving.
To someone who is a natural spender, I like to buy impulsively. Whatever felt good at the moment or whatever marketing tactic sparked my interest, I freely gave those businesses my money.
I watched a video from the Rachel Cruze show and she said that her mom gave her the advice to wait 24 hours before buying items and if she still likes it, then she can purchase it. After watching that video, my impulse buying has decreased. I’ve been waiting a day, a week or even few months before purchasing items. Who am I?!
Here are 30 Easy Tips To Start Saving This Week
1. Stop using your credit card and start using cash
Using your credit card can cause more purchases than using cash. When you see your cash leave your hand, it makes you want to spend less. Try it out!
2. Unsubscribe from marketing emails
Those marketing emails are traps to get you to buy things! Don’t let them tempt you and unsubscribe from those emails immediately.
3. Turn off your television or other online streaming
Turning off your TV or other online streaming like Netflix and Hulu can save energy and stop you from being lured with ads and commercials.
4. Make your own gifts
Instead of buying gifts, make your own gifts like make a dessert or create your own DIY face scrub.
5. Set up your savings automatically
If you’re employed, check with your company if they allow your paycheck to be split. I’ve been doing this with my company and I don’t even miss the money that goes into my savings. It’s fun to see the money grow!
6. Buy generic
Did you know some generic brands are created by the same factory that created the name brand? My suggestion is to pick and choose what you can use which items in your household you can sacrifice and start there.
7. Wool dryer balls
Wool dryer balls are great substitute for dryer sheets. Plus, they’re eco-friendly and last longer! I like using these knowing there aren’t any added chemicals or synthetics into it. If you’d like to add a scent, you can use essential oils.
8. Use cloth
I had bought cloth napkins to use instead of paper towels and microfiber cloths for cleaning. Once I’m done with the cloth napkins, I toss them in the washer. As for the microfiber cloth, I rinse it off before washing it.
9. Use Ebates
I love using Ebates! This app
10. Use coupon apps
Coupons aren’t dead. Most of them are in apps or on the web these days. Most of the time when I’m in line and ready to purchase I look on RetailMeNot for relevant coupons. It’s really helpful to do a quick search before purchasing.
11. Shop second hand
I love shopping second hand because you can score a major deal and I have to admit, most of the time I don’t have
12. Use ShopTagr
Ever just want to know when the handbag or clothes you’re looking for goes on sale without having to go back to the site every single day? ShopTagr just does that. It notifies you when your saved items have gone on sale or if it’s running low on stock.
13. Make your lunch
Making lunch at home is way cheaper and healthier than eating out. Try new recipes to spice up your meals. If you don’t have much time to dedicate on making lunch, the Cooking Channel has created an article with recipes you can make in 15 minutes or less.
14. Recreate your favorite restaurant meal at home
Sometimes we just have a favorite food at a certain restaurant that we go to over and over. Try recreating your favorite meal at home. You can also make adjustments to make it even more unique recipe. Have fun with it!
15. Eat vegetarian
Consider eating vegetarian once or a couple times a week to save money. Or, If you decide you just want to go to a restaurant, try out a vegetarian dish. Most of the time, vegetarian meals are less expensive than meat dishes.
16. Drink water
There are many benefits to drinking water like flushing out toxins and preventing headaches. Water is a cheaper alternative to beverages both at home and at restaurants.
17. BYOB (Bring your own bag)
Most of the stores especially in California are charging for bags. Not only is bringing your own bag saving you money, it’s sustainable and environmentally friendly.
If you drive a car, carpooling is the most sensible thing to do. If you go through a carpool service, your passengers will pay you a few dollars for riding with you. Plus, you’re reducing air pollution.
19. Shop quality
This maybe counterintuitive, but hear me out. When you’re buying for quantity, the longevity of the product
20. Cancel unused subscriptions
Check your monthly statements to see if you have any unused subscriptions that are eating your funds.
If you end up staying with those subscriptions, but don’t need the premium services, consider downgrading your contract to a plan that suits your needs while saving you from paying 3-5x more over time.
22. Line dry your clothes
Use a clothing rack or any furniture around to dry out your clothes instead of using the dryer.
23. Hand wash instead of dry clean (if permitted)
Check the fabric care on your clothes to see what your clothes are made out of. Rinse created a helpful article related to this topic – Which Pieces You Should (and Shouldn’t) Dry Clean.
24. Use vinegar
Instead of harmful chemicals, use vinegar! Vinegar is useful for many things other than adding to your dishes. It can be used as a cleaner, softener, face masks and many more!
25. Maintain your items
If you had bought a quality piece, take good care of it. If it is damaged, you may save money getting your items repaired instead of buying the same item. Despite our disposable culture, repair shops still exist.
26. Start a budget and stick to it
List out all of your expenses and create a budget and stick to it. I know, it’s not easy. If you fall off the plan, keep trying until you get it right.
27. Clean out your closet
28. Go to the library
Not only can you borrow books from your local library, there are other things you can access like DVDs, magazines, workshops and many others. Make sure you check your local library for all their offerings!
29. Give your credit card to someone you trust
I gave mine to my husband to hide somewhere where I can’t find it to prevent me from charging my card. This is been useful and I noticed that I make more mindful decisions when purchasing since doing this.
30. Go on spending freeze
Completely cut off any spending for items that aren’t necessities. You’ll be surprised at how much willpower you have!
What other ways do you save your money? Leave a comment below!
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